{"id":4306,"date":"2025-04-02T13:51:38","date_gmt":"2025-04-02T11:51:38","guid":{"rendered":"https:\/\/stw.uni-heidelberg.dev10.econsor-programming.de\/bafoeg\/"},"modified":"2026-04-01T09:37:47","modified_gmt":"2026-04-01T07:37:47","slug":"bafog","status":"publish","type":"page","link":"https:\/\/www.stw.uni-heidelberg.de\/en\/bafog-student-finance\/bafog\/","title":{"rendered":"BAf\u00f6G"},"content":{"rendered":"\n
\n\"\"\n\n\n\n
\n

BAf\u00f6G<\/h1>\n\n\n\n

Each and every person in Germany is supposed to be able to take up a study programme they are interested in \u2013 no matter their financial background. BAf\u00f6G can be key to this freedom. The abbreviation stands for “Bundesausbildungsf\u00f6rderungsgesetz” which is the German Federal Training Assistance Act for students. The act regulates how the government funds students’ training and studies in Germany.<\/p>\n\n\n\n

The act says (\u00a7 1 BAf\u00f6G):<\/strong><\/p>\n\n\n\n

\u201eStudents shall have a legal entitlement to individual educational assistance for training that is in line with their aptitude, suitability and performance in accordance with the provisions of this act if the student does not otherwise have the means necessary for their livelihood and training.\u201c<\/p>\n\n\n\n

\nBAf\u00f6G Digital Application<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nForms<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nImproved BAf\u00f6G benefits from winter semester 2024\/25<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
\n

All BAf\u00f6G advantages<\/h2>\n\n\n\n
\n
\n<\/path><\/svg><\/span>\n\n\n\n

Up to 992\u20ac per month!<\/strong><\/h3>\n\n\n\n

BAf\u00f6G lets you choose your study course by giving financial support when your family can’t.<\/p>\n<\/div>\n\n\n\n

\n<\/path><\/svg><\/span>\n\n\n\n

Gifted Money!<\/strong><\/strong><\/h3>\n\n\n\n

Usually, you only have to pay back half the amount of BAf\u00f6G you received and there is no interest on it either.<\/p>\n<\/div>\n\n\n\n

\n<\/path><\/svg><\/span>\n\n\n\n

Should your income allow it:<\/strong><\/strong><\/h3>\n\n\n\n

The maximum amount of repayment is 10.010\u20ac and only needs to be payed back five years after your regular study period.<\/p>\n<\/div>\n\n\n\n

\n<\/path><\/svg><\/span>\n\n\n\n

Attention!<\/strong><\/strong><\/h3>\n\n\n\n

You might be eligible for BAf\u00f6G even if you own assets.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n

\n
\n

BAf\u00f6G in a nutshell<\/h2>\n<\/div>\n\n\n\n
\n

Unsure whether you’re eligible for BAf\u00f6G?<\/h3>\n\n\n\n

Your possible BAf\u00f6G benefit can range from 10 \u20ac to 934 \u20ac, as long as you are eligible. Check whether you are eligible and apply for BAf\u00f6G Digital, because often there is more to it than you think!<\/p>\n\n\n\n

\nEligibility & Requirements<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nApply Here<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nBAf\u00f6G Calculator<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nBAf\u00f6G App<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nStudy start-up aid<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n\"\"\n<\/section>\n\n\n\n
\n\"\"\n\n\n\n
\n

Brief information<\/h3>\n\n\n\n
\n

\n <\/path>\n<\/svg><\/span>As a rule, the first higher education programme is eligible for funding<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>As a rule, a Master’s programme is eligible for financial support if a Bachelor’s programme has been successfully completed.<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>The amount of financial support depends on the income of the parents as well as on the student’s own income and assets<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Maximum grant: 934\u20ac per month<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Additional income limit: annual average of 520\u20ac per month<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Assistance is possible independently of the parents<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Maximum funding period corresponds to the standard period of study for your subject – extension possible in individual cases<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Proof of academic achievement must be submitted at the beginning of the fifth semester (one-time)<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Stays abroad (study or internship) can be funded upon application<\/span><\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n

\n
\n

BAf\u00f6G digital application<\/h3>\n\n\n\n

With the BAf\u00f6G Digital account, your new identity card (eID), or electronic residence permit (eAT), you can submit your funding application digitally and send it to your BAf\u00f6G office. You will be guided through the application quickly. Supporting documents can be submitted later to meet deadlines. Your parents can complete the application in a separately accessible area. You already have submitted your application? BAf\u00f6G Digital informs you about the current status at the office, missing information and supporting documents – by email and in your area.<\/p>\n\n\n\n

\nBAf\u00f6G digital application<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n\"\"\n<\/section>\n\n\n\n
\n\"\"\n\n\n\n
\n

Repayment information – Don’t be afraid to take on debt!<\/h3>\n\n\n\n
\n

\n <\/path>\n<\/svg><\/span>More information exclusively from the Federal Office of Administration (responsible authority for repayment).<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>BAf\u00f6G benefits are usually provided half as a grant and half as an interest-free loan.<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>The amount owed is limited to a maximum of 10,010\u20ac, so that students have to pay a maximum of 77 instalments (only applies from the start of the winter semester 2019\/2020)<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Repayment no earlier than five years after the end of your BAf\u00f6G maximum funding period<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Repayment period up to 20 years<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Payment in instalments: at least 130\u20ac per month (thus 390\u20ac per quarter)<\/span><\/p>\n\n\n\n

\n <\/path>\n<\/svg><\/span>Loan reductions or exemptions for low-income earners are possible upon application<\/span><\/p>\n<\/div>\n\n\n\n

\nHow does repayment work?<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
\n

First steps towards your BAf\u00f6G application!<\/h2>\n\n\n\n

For a complete application, you’ll need at least the following documents<\/strong><\/p>\n\n\n\n

\n
\n<\/path><\/path><\/svg><\/span>\n\n\n\n

First-time application<\/strong><\/strong><\/strong><\/h3>\n\n\n\n
\n

Basically for each first-time application (form with CV; at the beginning of each training stage). Schooling and professional career (included in Form 1).<\/p>\n<\/div>\n\n\n\n

\nForm 1<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nSimplified determination of assets<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n
\n<\/path><\/path><\/svg><\/span>\n\n\n\n

Follow-up application for financial aid<\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n
\n

Provided that neither the competence of the Office for Education Grants nor the information on income, assets, bank details, etc. has changed, otherwise Form 1 must be submitted.<\/p>\n<\/div>\n\n\n\n

\nForm 9<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n
\n<\/path><\/path><\/svg><\/span>\n\n\n\n

Income declaration<\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n
\n

Of both parents (parent-dependent grant) and, if applicable, of the spouse\/registered partner (annually).<\/p>\n<\/div>\n\n\n\n

\nForm 3<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

In some cases, the responsible people need further documents from you
in order to assess your need for assistance<\/strong><\/p>\n\n\n\n

\n
\n<\/path><\/path><\/svg><\/span>\n\n\n\n

You want to study abroad?<\/strong><\/h3>\n\n\n\n
\n

The form should be submitted together with 01 – Application for Educational Grant before starting an internship or training abroad. In case of continuation of a training abroad, this form should be submitted together with form 09 – Follow-up application for educational assistance.<\/p>\n<\/div>\n\n\n\n

\nForm 6<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n
\n<\/path><\/path><\/svg><\/span>\n\n\n\n

Do you have a child under 14 years of age?<\/strong><\/h3>\n\n\n\n
\n

Childcare supplement. For children under the age of fourteen who live in the same household as the person being trained, the parent is granted a childcare supplement in accordance with \u00a7 14b BAf\u00f6G. If both parents are entitled to BAf\u00f6G funding, they shall determine between themselves who is entitled to the childcare supplement.<\/p>\n<\/div>\n\n\n\n

\nForm 4<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n
\n\n <\/path>\n<\/svg><\/span>\n\n\n\n

Not a German citizen?<\/strong><\/h3>\n\n\n\n
\n

Foreign students from non-EU countries are asked to submit a suitable declaration of residence status.<\/p>\n<\/div>\n\n\n\n

\nSubmit here<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n
\n<\/path><\/path><\/svg><\/span>\n\n\n\n

Starting your 5th semester soon?<\/strong><\/h3>\n\n\n\n
\n

Form 5 serves as proof of academic achievement and must be provided once at the end of the 4th semester, at the latest before the start of the 5th semester; if necessary, it can alternatively be provided by the amount of ECTS points achieved.<\/p>\n<\/div>\n\n\n\n

\nForm 5<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n
\n<\/path><\/path><\/svg><\/span>\n\n\n\n

You want to update the income declaration of your parents or spouse?<\/strong><\/h3>\n\n\n\n
\n

The application can only be submitted until the end of the grant period (cut-off date). For the decision on this application, Form 03 – Income Declaration for the penultimate calendar year before the start of the grant period must also be submitted.<\/p>\n<\/div>\n\n\n\n

\nForm 7<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n
\n<\/path><\/path><\/svg><\/span>\n\n\n\n

Don’t have the documents necessary for calculating parental income?<\/strong><\/h3>\n\n\n\n
\n

This form is not intended to be used to apply for advance payments. The application can only be submitted until the end of the grant period (cut-off date). Before submitting the application, please contact the Student Finance Department.<\/p>\n<\/div>\n\n\n\n

\nForm 8<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
\n
\n

Further help<\/h2>\n<\/div>\n\n\n\n\"\"\n\n\n\n
\n

Checklist for BAf\u00f6G application and BAf\u00f6G FAQs<\/h3>\n\n\n\n

Checklist and BAf\u00f6G FAQs help you with tips and advice on your application.<\/p>\n\n\n\n

\nChecklist for Funding in Germany<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nBAf\u00f6G FAQs<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
\n
\n
\nBAf\u00f6G Information BMBF<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nPodcast heiPOD (Spotify)<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nPodcast heiPOD (Apple)<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nBAf\u00f6G Laws<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n\"\"\n<\/section>\n\n\n\n
\n

How to contact us<\/h2>\n\n\n\n
\n
\n\n <\/path>\n<\/svg><\/span>\n\n\n\n

BAf\u00f6G Hotline<\/strong><\/strong><\/h3>\n\n\n\n\n <\/path>\n<\/svg><\/span>06221 54-5404<\/span><\/a>\n\n\n\n
\n

Opening hours<\/strong><\/p>\n\n\n\n

Tue + Thu: 10.00 – 16.00 <\/p>\n<\/div>\n<\/div>\n\n\n\n

\n\\n <\/path>\\n <\/path>\\n<\/svg><\/span>\n\n\n\n

Open BAf\u00f6G consultation hours<\/strong><\/strong><\/h3>\n\n\n\n

Bergheimer Stra\u00dfe 147, Building F
69115 Heidelberg<\/p>\n\n\n\n

\n

Opening hours<\/strong><\/strong><\/p>\n\n\n\n

Tue + Thu: 10.00 – 16.00<\/p>\n<\/div>\n<\/div>\n\n\n\n

\n\n <\/path>\n<\/svg><\/span>\n\n\n\n

E-Mail for general questions about student finance<\/strong><\/strong><\/h3>\n\n\n\n\n <\/path>\n<\/svg><\/span>bafoeg@stw.uni-heidelberg.de<\/span><\/a>\n\n\n\n
\n

BAf\u00f6G feedback<\/strong><\/strong><\/p>\n\n\n\n\n <\/path>\n<\/svg><\/span>bafoeg.feedback@stw.uni-heidelberg.de<\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n

\n\n <\/path>\n <\/path>\n<\/svg><\/span>\n\n\n\n

Studierendenwerk Heidelberg<\/strong>
Studienfinanzierung, Building F
Bergheimer Str. 147
69115 Heidelberg
Deutschland<\/p>\n<\/div>\n\n\n\n

\n\n <\/path>\n <\/path>\n<\/svg><\/span>\n\n\n\n

Questions on pending applications<\/strong><\/strong><\/h3>\n\n\n\n
\n

Surnames A – K:<\/strong><\/p>\n\n\n\n\n <\/path>\n<\/svg><\/span>bafoeg.team1@stw.uni-heidelberg.de<\/span><\/a>\n<\/div>\n\n\n\n

\n

Surnames L – Z:<\/strong><\/p>\n\n\n\n\n <\/path>\n<\/svg><\/span>bafoeg.team3@stw.uni-heidelberg.de<\/span><\/a>\n<\/div>\n<\/div>\n\n\n\n

\n\n <\/path>\n<\/svg><\/span>\n\n\n\n

Federal German BAf\u00f6G Hotline (free of charge)<\/strong><\/strong><\/h3>\n\n\n\n\n <\/path>\n<\/svg><\/span>0800 2236341<\/span><\/a>\n\n\n\n
\n

Opening hours<\/strong><\/strong><\/p>\n\n\n\n

Mon – Fri: 08.00 – 20.00 <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n

\n
\n

Heidelberg student finance department is responsible for the following higher education institutions<\/h2>\n\n\n\n
\nHeidelberg University<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nHeilbronn University of Applied Sciences<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nDHBW Mosbach<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nDHBW Heilbronn<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nSchwetzingen Technical Institute & Graduate Court Registrars’ College<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nHeidelberg University of Education<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nUniversity of Jewish Studies, Heidelberg<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nDHBW CAS<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nHochschule f\u00fcr Kirchenmusik Heidelberg<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nFresenius Heidelberg<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nGerman Graduate School of Management and Law, Heilbronn<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nInternationales Studienzentrum<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n\n\n\nSRH Hochschule Heidelberg<\/span>\n <\/path>\n<\/svg><\/span><\/a>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
\n

This could also be of interest<\/h2>\n\n\n\n
\n
\n\t\t\t\"A\t\t\t

Students with children<\/p>\n\t\t\t

Our daycares<\/p>\n\t\t\t\n\t\t\t\n\t\t\t\tLearn more\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<\/path>\n\t\t\t\t<\/svg>\n\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<\/div>\n<\/div>\n\n

\n\t\t\t\"Three\t\t\t

Culture & Events<\/p>\n\t\t\t

Unsere Workshops<\/p>\n\t\t\t\n\t\t\t\n\t\t\t\tLearn more\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<\/path>\n\t\t\t\t<\/svg>\n\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<\/div>\n<\/div>\n\n

\n\t\t\t\"A\t\t\t

Housing<\/p>\n\t\t\t

Our Student Halls<\/p>\n\t\t\t\n\t\t\t\n\t\t\t\tLearn more\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<\/path>\n\t\t\t\t<\/svg>\n\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<\/div>\n<\/div>\n<\/div><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"

BAf\u00f6G Each and every person in Germany is supposed to be able to take up a study programme they are interested in \u2013 no matter their financial background. BAf\u00f6G can be key to this freedom. The abbreviation stands for “Bundesausbildungsf\u00f6rderungsgesetz” which is the German Federal Training Assistance Act for students. The act regulates how the … <\/p>\n

Mehr erfahren<\/a><\/p>\n","protected":false},"author":1,"featured_media":3380,"parent":4338,"menu_order":23,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4306","page","type-page","status-publish","has-post-thumbnail","no-featured-image-padding"],"acf":{"breadcrumb_page":"","status":"OPEN","content":"","comments":"","alternative_teaser-img":2167,"alternative_teaser-title":"BAf\u00f6G","alternative_button-title":"","alternative_link":"","alternative_overline":""},"yoast_head":"\nBAf\u00f6G | Studierendenwerk Heidelberg<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.stw.uni-heidelberg.de\/en\/bafog-student-finance\/bafog\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BAf\u00f6G | Studierendenwerk Heidelberg\" \/>\n<meta property=\"og:description\" content=\"BAf\u00f6G Each and every person in Germany is supposed to be able to take up a study programme they are interested in \u2013 no matter their financial background. BAf\u00f6G can be key to this freedom. The abbreviation stands for “Bundesausbildungsf\u00f6rderungsgesetz” which is the German Federal Training Assistance Act for students. The act regulates how the ... 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